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B2B Payment & Collections Orchestration

Better agreements. Better payments.

Businesses don't fail because invoices are unpaid — they fail because agreements are unclear. BizCollect begins at the moment two businesses agree to work together, orchestrating the complete journey from commercial agreement to final settlement.

15+Industries Served
5Deployment Models
1Commercial Digital Twin Per Relationship
The Business Problem

Invoices record transactions. They don't orchestrate commitments.

Businesses invest heavily in ERP, Accounting, CRM, Banking and Payment Gateways. Yet one question remains unanswered: "When will I actually get paid?" Payments depend on delivery, acceptance, inspection, certification and documents — conditions invoices largely ignore.

BizCollect is not an ERP, not accounting software, not a payment gateway. It's the Commercial Orchestration Layer connecting buyers, sellers, banks and payment infrastructure.

Conventional

Raise invoice · Payment follow-up · Static credit terms · Chasing payments

BizCollect

Capture agreement · Payment orchestration · Dynamic milestones · Predictable cash flow

Core Capabilities

The Commercial Digital Twin

For every buyer-seller relationship, BizCollect creates a living digital representation — agreement, milestones, documents, approvals, financial exposure and collection status, all in one place.

Commercial Agreement Management

Business terms become digital, executable rules — not just documented ones.

Milestone-Based Payments

Advance, delivery, installation and acceptance milestones drive automatic releases.

Buyer-Seller Collaboration

A shared workspace — everyone works from the same commercial truth.

Intelligent Collections

Solves the cause of delay — approval, delivery, dispute — not just the symptom.

eNACH Integration

Automated, compliant recurring and conditional payment collection.

Working Capital Visibility

Continuously projected cash flow — not quarterly estimates.

Supply Chain Finance

Financing offered proactively, based on predicted funding needs.

Bharat Connect & DPI Ready

Built on Aadhaar, GSTN, Account Aggregator, UPI and OCEN rails.

How It Works — The Commercial Timeline

From discussion to close, every stage generates intelligence

1

Discuss & Agree

Commercial terms captured digitally at the moment of agreement.

2

Execute & Track

Milestones tracked against deliverables, documents and approvals.

3

Predict

Cash flow projected before it becomes a financial event.

4

Finance

Invoice financing, supply chain finance and dynamic discounting offered proactively.

5

Collect & Close

Automated collection through eNACH and Bharat Connect, disputes minimized.

Architecture

The missing layer between ERP and Payment

Front Office
CRMERP
▼ BizCollect — Commercial Orchestration Layer ▼
BizCollect Platform
Commercial Digital TwinWorkflow EngineRule EngineAI Gateway
Back Office & Rails
AccountingBankeNACHBharat Connect
AI as a Commercial Assistant

AI doesn't chase payments. It helps prevent delays.

For sellers: collection priorities, payment predictions and risk alerts. For buyers: approval recommendations and cash-flow planning. For leadership: working capital forecasts and portfolio analytics.

Payment Predictions
Risk Alerts
Cash-flow Forecasts
Supplier Visibility
Milestone Completed
AI Verifies Readiness
Payment Released
Both Parties Notified
Business Outcomes

Predictable cash flow, structurally

↑ Payment Predictability

Milestones, not reminders, drive payment timing.

↓ Collection Effort

Less manual follow-up, fewer disputes.

↑ Buyer-Seller Trust

Shared commercial truth reduces friction.

↑ Working Capital

Financing offered before cash-flow stress hits.

↑ MSME Payments

Faster, fairer payments strengthen the broader ecosystem.

+ Network Effect

More participants make the AI and financing smarter.

FAQs

Common questions about BizCollect

Does BizCollect replace our ERP or accounting system?
No. BizCollect sits between the front office (CRM/ERP) and back office (accounting, banking, payment rails) as a Commercial Orchestration Layer — it connects and enhances, rather than replaces.
Who can host BizCollect — buyer, seller or bank?
Any of them. BizCollect supports buyer-hosted, seller-hosted, platform-as-a-service, bank-hosted, and industry-network deployment models.
Which industries is BizCollect built for?
Manufacturing, Infrastructure, Construction, EPC, Pharma, Logistics, Distribution, IT Services, Government Procurement and MSMEs — the platform is configurable, not industry-specific.
Request A Demo

See a Commercial Digital Twin come to life.

From commercial agreement to final settlement — making commercial commitments executable.