Technology alone does not transform organizations. People do. Ideas do. Execution does. 9VA was founded by two professionals who have spent decades solving business problems using technology — not chasing technology for its own sake.
Platforms don't emerge from coding. They emerge from experience — years of working with clients, regulators, technology teams and business leaders. Every architecture decision, every product decision, every consulting engagement is influenced by that experience.
Jitendra built his career on the side of the business that decides whether a plan is fundable, bankable and compliant — not just buildable. Over twenty-five years, his work has spanned IPO readiness, fundraising and RBI compliance, giving him a regulator's eye and an investor's discipline in equal measure.
Deep specialization, not broad familiarity — capital markets, regulation and banking, mastered rather than merely covered. He starts every engagement from the business outward, then lets technology follow.
"Technology is meaningful only when it simplifies business and amplifies human potential."
An engineer by training and a technologist by temperament, Nilesh has spent over twenty-five years building the platforms that power Lending, Payments and Collections businesses. He leads 9VA's Artificial Intelligence practice — not as a side interest, but as the natural extension of a career spent making complex systems work reliably at scale.
Deep specialization, not broad familiarity — platforms, AI and the lending and payments stack, mastered rather than merely covered. He starts every engagement from the platform outward, so it still stands in five years.
"Ideas inspire change. Execution makes change real."
Consulting, product vision, AI strategy and transformation — the "what should we build, and why" side of every engagement.
Platform design, enterprise delivery and execution — the "how do we build it so it lasts" side of every engagement.
Every decision weighed against where the organization needs to be in five years, not five months.
Every engagement asks: can this become a reusable capability?
Complexity should be earned, not accumulated.
Challenge assumptions before proposing a solution.
Success is a business outcome, not a delivered artifact.
Technology is the instrument. The client's business is the objective.
If you're evaluating how technology, AI and modern platforms can create sustainable business advantage, we'd welcome the conversation.